As a Missouri resident you have many options when it comes to getting a short term loan.  You have the option of getting a payday loan, installment loan, or auto title loan if you feel comfortable with using your vehicle as collateral.  These three types of loans are all different, but they give Missouri residents the chance to get emergency cash in less than 24 hours. If you live in Kansas City or Saint Louis you can get your cash quicker at many retail locations.  The lenders shown below currently provide payday loans and online installment loans in Missouri.  There are always new lenders to their system, so check back at least once a week for updates.



CashNet is a very large company with local offices throughout the state. They have originated over 2 million cash advances and installment loans throughout the country. They offer installment and payday loans for Missouri residents. The max online loan amount they offer in Missouri is $2,000. Loan payoffs will range from 6 months to 15 months depending on the loan amount.



MyPaydayLoan is a lender that’s been offering payday loans in Missouri residents for over a decade. They rolled out a new online application process that promises instant approval notification. There’s no faxing required and they’ll never check your credit rating history. You may be denied for a loan unless you have an active bank checking account. MyPaydayLoan will lend up to $600 for new applicants and up to $1000 if you’re a repeat customer.


Payday Direct

Payday Direct is a great source for Missouri loans of $800-$1,500. They see great approval rates for Missouri residents and claim you can get approved in minutes. Regardless of the fact that you may have bad credit. To qualify for a MO payday loan they recommend you show active employment for at least 90 days. Applicants will also need an active bank checking account in thier name.


Cash Central

Cash Central has been funding Missouri payday loans for years. Missouri residents can now receive a $500 short term loan if they qualify. Your loan term must be at least 14 days and can be no longer than 31 days. A valid check account is a must and you must show proof of income.



Check Into Cash has hundreds of locations throughout the country as well as a huge online presence. In fact, it’s likely there’s a retail location within an hours drive of you if you live in Missouri. They have quite a few in Kansas City and St Louis alone. If you choose to apply for a payday loan online you can usually get an approval answer within minutes of submitting your application. They’re currently offering same day loans with various payoff options for Missouri residents.


If you find it difficult to get financing from the companies shown here you many want to checkout CashLoanWebBank. They’re not an actual lender, instead they deal with 100+ large and small companies that currently offer payday loans in Missouri. Many of their small lenders aren’t well known. But they are great alternative when compared to lenders that may deny you because of bad credit or delinquent payday loans. LoanSolo can qualify you for an online payday loan or installment loan regardless of credit history or Chexsystem information. MO residents can apply for up to $2000 through their network of online lenders.


Net Credit

Unlike most of the payday loan offers on this page, Net Credit only funds Missouri installment loans. They fund installment loans for Missouri residents of 5k to $15k and have a completely automated online application process. It may be tough to get an installment loan with them if you have bad credit. You generally need decent or good credit to pre-qualify. One of the benefits of their installment loans is that you can build credit history with timely payments. They report your payment history to the credit bureaus which is a good thing if you’re on time with your monthly payments.



LendUp started providing online loans to Missouri residents as of 2015. They offer low interest rates when compared to traditional payday loan companies that operate in the state of MO. They also claim to have loans that get cheaper and more flexible over time with friendly payoff terms. LendUp is currently offering payday loans Kansas City to residents that range from $250 to $800.


National Lending

National claims to be one of the longest running online cash advance lenders around. They’ve been funding Missouri payday loans for years. Their funding comes with a quick online initial loan application. They never need you to fax anything in and they’ll never check your credit history. This type of financing carries high interest and fees and applicants will need to provide a bank account to receive their money. National provides online payday loans of $300-$600 for first time Missouri residents.


Bright Sky Online Loans

Bright Sky provides online payday loans Missouri. They claim you can get your loan wired straight to you within hours where available(this option is typically available in Kansas City). They offer up to $1000 for Missouri residents. To pre-qualify for short term financing you’ll need to make more than $1250 a month, have an active checking account, and be over 18 years old. They also specialize in Kansas City and Missouri loans.


Check back often, new lenders that fund online loans in Missouri are added all the time!