As a Missouri resident, you have many options when it comes to getting an online loan. You can take out a payday loan, installment loan, or auto title loan if you feel comfortable using your vehicle as collateral. These three types of loans are all different, but they give Missouri residents the chance to get emergency cash in less than 24 hours. If you live in Kansas City or St. Louis you can get your money quicker at many retail locations or with a direct lender near you. The lenders shown below offer payday loans throughout the state. This list of loan companies in Missouri was last updated on 6/1/22. 




MyPaydayLoan is a direct lender that’s been offering payday loans to Missouri residents for over a decade. They rolled out a new application process that promises instant approval notification. There’s no faxing required and they’ll never check your credit rating history. You may be denied financing if you don’t have an active bank checking account. MyPaydayLoan will lend up to $600 for new applicants and up to $1000 if you’re a repeat customer.


Cash Central

Cash Central has been funding online payday loans for over a decade. Qualified residents can now receive a $500 payday loan within one business day if they qualify. Most Lending terms are at least 14 days and no longer than 31 days. A valid check account is a must and you must show proof of income.



Check Into Cash has hundreds of lending locations throughout the country as well as a huge online presence. In fact, it’s likely there’s a retail office within an hour’s drive of you within the state. They have a few retail stores in Kansas City and St Louis alone. If you choose to apply for a short term loan you can usually get an approval answer within minutes of submitting your application. They also offer title loans and installment loans with various payoff options.


If you find it difficult to get financing from the online payday loan companies shown here you may want to check out Loan Solo. They’re not an actual payday lender, instead, they deal with 100+ large and small companies that offer payday loans in Missouri. Many of their small lenders aren’t well known. But they are a great alternative when compared to lenders that may deny you because of bad credit or delinquent payday advances. Loan Solo can arrange car title and cash advance financing, assuming there’s no past bankruptcy. Local residents can apply for up to $2,000 through their network of lenders.



Unlike most of the financing offers on this page, Net Credit only funds direct payday loans. They fund installment loans for Missouri residents of 5k to $15k and have a completely automated application process. It will be difficult to get funding from them if you have bad credit. You generally need decent or good credit to pre-qualify. Their installment loans give you the ability to build a credit history with timely payments. They report your payment history to Experian and TransUnion. This is a good thing if you’re on time with your monthly payments for a payday loan.


Wise Loan

Wise Loan is a great source of cash that ranges from $800-$1,500. They see great approval rates for Missouri residents with the ability for approval in minutes. To qualify for a loan they recommend you show active employment of at least 90 days with no past payday loans in delinquency. Applicants will also need an active bank checking account in their name to qualify for a Missouri payday loan.



LendUp has provides a payday loan alternative to Missouri residents for a few years now. They offer low interest rates when compared to traditional payday lenders that operate in the state of MO. They also say their loans get cheaper and more flexible over time with friendly payoff lending terms. LendUp is funding online payday loans in Missouri with loan amounts of $250 to $1,200. They also provide a no documentation loan in Kansas City for those who qualify.



They are a very large company with local offices throughout the state. They have originated over 2 million cash advances and installment loans throughout the country. CashNet offers car title loans, installment loans, and payday loans in Missouri to qualified applicants. The max loan amount they offer in Missouri is $2,000. Payoff terms will range from 6 months to 15 months depending on the loan amount.


National Payday

They are a long-running direct payday lender with an office in St. Louis. They’ve been offering instant online payday loans since 2005. Their funding comes with a quick loan application. National will not require you to fax anything in and won’t check your credit history. This type of financing carries high interest and fees. Applicants will need to provide a checking or bank savings account to confirm their agreement. National provides online loans of $300-$600 for first time borrowers and you can set your own due date.


MO Quick Loans

MO Quick Loans can help you get cash with online payday loans in Missouri. They can get your money wired straight to you in hours (this option is typically available in Kansas City). They offer up to $1,000 for Missouri residents. You’ll need to make more than $1,500 a month to qualify. Borrowers need an active checking account and must be over 18 years old. Check out their website for more details and information about their car title and auto equity funding.


Golden Valley Lending

Golden Valley claims to provide an alternative to the typical online payday loans in Missouri. Loan amounts range from a few hundred dollars to one thousand dollars. This type of funding is different from a payday loan as it’s paid off over a period of months, as opposed to weeks with most cash advance services. Golden has a fast cash approval process and claims that bad credit isn’t going to be a problem. Per their website, they look at other factors besides your credit score, like employment and payment history when determining your eligibility for an online payday loan in Missouri.


Customers all over Missouri can qualify for our payday loan offers. This includes residents in Springfield, St Louis and Kansas City.

Check back often, new Missouri payday loan companies are added all the time!